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The Country Is Where We’re Most at Home

Boyd "Jimmy" Chambers

As Americans continue their migration toward urban areas, we remain committed to helping rural communities thrive. Farm Credit actually exists because the need for a dependable source of credit for rural areas was identified over a century ago. At the end of 2016, our centennial year, Central Texas Farm Credit had $432 million in loans and loan commitments to farmers, ranchers and rural property owners.

In the early days, nearly everyone in rural Texas made a living from farming or ranching. But you don’t have to be a full-time farmer to enjoy raising your children in a small town or retiring where you can watch wildlife at sunrise. Today our lending cooperative puts the rural lifestyle within reach for people from all walks of life.

Our staff understands rural property in west-central Texas, and we will put our expertise to work for you when you want to buy or build your dream home in the country. Whether your goal is to find the right property, maintain an ag-use tax valuation, build a barn or hire someone to get the job done, our knowledgeable loan officers can point you in the right direction.

Once you’re settled in, you won’t need to go anywhere else to finance anything related to your rural property or agricultural operation. If you want to buy livestock or farm equipment or make improvements to your property — such as home renovations, fences, barns and tanks — we can help. We also offer operating loans to help with expenses until your crops are sold. Since we return the majority of our earnings to our stockholder-borrowers in patronage refunds, it make sense to finance anything you can with us.

Central Texas Farm Credit understands why you make your home in the country, because we wouldn’t want to be anywhere else, either. If you have friends who are ready to finance a rural home or property, send them our way. We’ll be happy to help them become members of our cooperative and our community.


Boyd J. Chambers signature

Boyd J. "Jimmy" Chambers
Chief Executive Officer