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AG BANKING ONLINE

Farm Credit Advantage

Patronage

This is our premier capital distribution program. When you obtain a loan through Central Texas Farm Credit, you become a member of our association — a cooperative owned by its member-borrowers — and can benefit financially from your cooperative's successful operation.

Since 1994, through stock reductions, stock equalizations, dividends, and our patronage refund program, we have returned in excess of $40 million to our borrowers. When these distributions are factored into the total cost of a loan, there is a substantial reduction in the cost to our borrowers.

Central Texas Farm Credit 1994-2014 Capital Distribution History

2016 Patronage $6,000,000
2015 Patronage $5,600,000
2014 Patronage $5,200,000
2013 Patronage $4,600,000
2012 Patronage $4,500,000
2011 Patronage $3,200,000
2010 Patronage $2,500,000
2009 Patronage $2,500,000
2008 Patronage $2,500,000
2007 Stock Reduction $3,000,000
2006 Patronage $3,861,490
2005 Patronage $800,000
2004 Patronage/Capital Distribution $4,544,475
2003 Patronage $915,000
2002 Patronage $1,010,000
2001 Patronage $1,500,000
2000 Patronage $1,892,063
1999 Patronage $2,000,000
1998 Patronage $1,380,572
     
1997 Patronage $  835,000
  Stock Reduction 3,206,365
  TOTAL $4,031,365
     
1996 Patronage $  835,000
  Dividend   487,781
  Stock Equalization   368,530
  Stock Reduction 1,166,195
  TOTAL $3,125,654
     
1995 Patronage $  484,600
  Dividend   626,900
  Stock Equalization 677,765
  TOTAL $1,789,265
     
1994 Patronage $228,568