Why Us

Central Texas Farm Credit’s cooperative structure allows us to share our earnings with our member-owners in the form of patronage, effectively lowering their cost of borrowing. We have returned over $90 million in cash to our members since 1994.

Through the years there have been many of changes. It always comes back to serving the borrowers. I like being able to see new borrowers as well as our existing borrowers. Seeing young farmers/ranchers grow is comforting. Central Texas Farms Credit is here to help them along the way in any way we can.