Farm Credit Loans in Texas... Done Right.
As a Central Texas Farm Credit borrower, you are a member of a cooperative and entitled to share in its financial success. Every year, Central Texas Farm Credit returns profits to customers — the owners — as patronage dividends, significantly reducing total borrowing costs.
If you're looking for a farm and ranch loan in Texas, Central Texas Farm Credit can help. Our lenders are experts in rural land and ranch financing. They live and work in Central Texas, so they understand the rural communities we serve like few others do. We help farmers and ranchers understand the loan process and help them access everything they need to ensure their ranch or farm is operating well. We can help you meet your goals whether you need a farm land loan in Texas, new or used farm equipment financing, or a loan for your agribusiness.
Whether you need a farm equipment loan, financing for agricultural equipment, or a real estate loan, we’ve got you covered. Contact Central Texas Farm credit today. We'll help you access the financing you need for your farm and ranch loan.
Apply for a loan
Accessing an agricultural loan in Texas can be complicated. But Central Texas Farm Credit makes it easy.
If you are looking for the most reliable and trustworthy land lender in Texas, you’ve found it. We do agricultural land loans and barn financing the right way. As a co-op, all of our members are also owners and share in our profits. When we succeed, you succeed.
Check out our branch office locations and apply for your agricultural land loan in Texas today. Our farm credit lenders are happy to speak with you and answer any questions you have.
As AG lending experts who live and work in Central Texas, we build strong and often lifelong relationships with our member-owners. We call them our Farm Credit family.
We ensure transparency and honesty in everything we do. When you need agricultural land lending, there’s only one finance company you need to call.
Not all Texas AG banks are trusted by their customers, but we are. Don’t take our word for it. Here’s what our members say.
June 17, 2025
Central Texas Farm Credit 2025 Stockholder Election Results
Early, Texas - Central Texas Farm Credit (CTFC) stockholders have elected Frank Volleman of Gustine to the rural lending cooperative’s board of directors.
February 5, 2025
Central Texas Farm Credit Hires Kelsie Ratliff as Loan Officer in Early Office
EARLY, Texas ― Central Texas Farm Credit is excited to announce the addition of Kelsie Ratliff as a loan officer in the Early branch office.
February 3, 2025
Central Texas Farm Credit Hires Logan Dick as Loan Officer in Coleman Office
COLEMAN, Texas ― Central Texas Farm Credit hired Logan Dick as a loan officer in the Coleman branch office.
August 22, 2024
Frank Volleman appointed to Central Texas Farm Credit board
EARLY, Texas ― Central Texas Farm Credit board of directors appointed Frank Volleman to serve as the representative for the Early and Comanche region.
July 11, 2024
Kenneth Harvick Retires from Central Texas Farm Credit Board
EARLY, Texas ― Central Texas Farm Credit director Kenneth Harvick has retired from the association's board of directors after 12 years of service.
July 1, 2024
Central Texas Farm Credit Stockholders Re-Elect Philip Hinds to Board of Directors
EARLY, Texas ― Central Texas Farm Credit stockholders have re-elected Philip Hinds of Coleman to the rural lending cooperative’s board of directors.
June 28, 2024
Central Texas Farm Credit Stockholders Elect Holden Jacoby to Board of Directors
EARLY, Texas ― Central Texas Farm Credit stockholders elected Holden Jacoby of Melvin to the rural lending cooperative’s board of directors.
June 11, 2024
Central Texas Farm Credit Board of Director Mike Finlay Retires
EARLY, Texas ― Central Texas Farm Credit Board of Director Mike Finlay has retired from the association's board of directors after sixteen years of service.
March 20, 2024
Central Texas Farm Credit Returns Record $8.6 Million to Stockholders
EARLY, Texas ― Central Texas Farm Credit returned a record $8.6 million patronage refund to its stockholders in March, thanks to the cooperative’s strong financial results in 2023.
January 22, 2024
Central Texas Farm Credit promotes Jeff Bedwell to senior vice-president lending
BRADY, Texas ― Central Texas Farm Credit promoted Jeff Bedwell to senior vice-president lending of the rural lending cooperative.
January 16, 2024
Central Texas Farm Credit promotes Myia Stewardson to senior loan officer
SAN SABA, Texas ― Central Texas Farm Credit promoted Myia Stewardson to senior loan officer of the rural lending cooperative's San Saba branch office.
January 10, 2024
Central Texas Farm Credit promotes Blake Denning to loan officer
SAN ANGELO, Texas ― Central Texas Farm Credit promoted Blake Denning to loan officer of the rural lending cooperative's San Angelo branch office.
September 12, 2023
Central Texas Farm Credit to Unveil Downtown San Angelo's Newest Sheep Statue
SAN ANGELO, Texas ― Central Texas Farm Credit (CTFC) will unveil Downtown San Angelo’s newest sheep statue on Tuesday, October 24, 2023. The ceremony will take place at 3651 South Bryant Boulevard at 2 p.m. The public is invited to attend. Light appetizers and refreshments will be provided.
August 9, 2023
Central Texas Farm Credit names Travis McKinney executive vice-president, chief lending and operating officer
EARLY, Texas ― Central Texas Farm Credit announces the promotion of Travis McKinney to executive vice-president, chief lending and operating officer.
June 20, 2023
Central Texas Farm Credit Stockholders Re-Elect Lehrmann to Board of Directors
EARLY, Texas ― Central Texas Farm Credit stockholders re-elected Steven Lehrmann of Sagerton to the rural lending cooperative’s board of directors. Lehrmann will serve a three-year term.
June 20, 2023
Central Texas Farm Credit Stockholders Re-Elect Halfmann to Board of Directors
Early, TEXAS – Central Texas Farm Credit stockholders re-elected Robby Halfmann of Ballinger to the rural lending cooperative’s board of directors. Halfmann will serve a three-year term.
March 27, 2023
Central Texas Farm Credit Returns Record $8.3 Million to Customers
EARLY, Texas — Central Texas Farm Credit (CTFC) returned a record $8.3 million patronage refund in mid-March to its customers, thanks to the cooperative’s strong financial results in 2022.
March 8, 2023
Central Texas Farm Credit Chief Executive Officer announces retirement
EARLY, Texas — Central Texas Farm Credit (CTFC) Chief Executive Officer Jimmy Chambers announces his retirement after a 36-year career with the Farm Credit System. CTFC board of directors appoints Zach May to succeed Chambers on July 1, 2023.
January 25, 2023
Central Texas Farm Credit promotes Brandy Leek to loan process manager
EARLY, Texas –– Central Texas Farm Credit (CTFC) promoted Brandy Leek to loan process manager of the rural lending cooperative.
January 24, 2023
Central Texas Farm Credit promotes Matthew Iley to vice-president branch manager
COMANCHE, Texas — Central Texas Farm Credit (CTFC) named Matthew Iley vice-president branch manager of the rural lending cooperative’s Comanche branch office. The office serves customers in Comanche and Mills counties.
August 29, 2022
Central Texas Farm Credit Board of Directors appoint Rodgers as outside director
EARLY, Texas — Gerald Rodgers of Hamlin, Texas has been appointed to the Central Texas Farm Credit (CTFC) board of directors. He will serve as an outside director.
August 16, 2022
Central Texas Farm Credit holds ribbon cutting, open house for new San Angelo office building
SAN ANGELO, Texas — Central Texas Farm Credit (CTFC) celebrated their new San Angelo office building on August 9 with a ribbon cutting and open house. The event was attended by members of the San Angelo Chamber of Commerce, CTFC stockholders, employees, and the public.
June 16, 2022
Central Texas Farm Credit Stockholders Re-Elect Harvick to Board of Directors
EARLY, Texas —Central Texas Farm Credit (CTFC) stockholders re-elected Kenneth Harvick of Comanche to the rural lending cooperative’s board of directors. Harvick will serve a three-year term.
April 19, 2022
Central Texas Farm Credit awards scholarships to area youth
EARLY, Texas – Central Texas Farm Credit awarded $2,000 scholarships to five high school seniors. The 2022 scholarship recipients include Kullen Busher, Caroline Holtman, Rylah Morgan, Caylee Vogel and Grace Wilde.
April 12, 2022
Farm Credit Supports Texas Wildfire Relief Efforts
LUBBOCK, Texas – In response to the recent devastating wildfire outbreak that impacted much of the Lone Star State, several Farm Credit organizations have joined forces to contribute to the extensive recovery and relief efforts.
March 21, 2022
Central Texas Farm Credit Returns $7.9 Million to Customers
EARLY, Texas – Central Texas Farm Credit recently returned $7.9 million in cash patronage refunds to its customers, thanks to the cooperative’s strong financial results in 2021.
January 25, 2022
Central Texas Farm Credit Promotes Keri Stuart to Credit Analysis Manager
EARLY, Texas ― Central Texas Farm Credit (CTFC) named Keri Stuart credit analysis manager of the rural lending cooperative.
January 17, 2022
Central Texas Farm Credit Promotes Chris Jordan Tanner
EARLY, Texas ― Central Texas Farm Credit (CTFC) named Chris Jordan Tanner branch manager of the rural lending cooperative’s Early branch office. This office serves Brown and Mills counties.
January 12, 2022
Central Texas Farm Credit Appoints CLO, Promotes Senior VP of Credit and Lending
EARLY, Texas — Central Texas Farm Credit (CTFC) has named Travis McKinney chief lending officer of the rural lending cooperative. In addition, CTFC promoted Jim Ed Field to chief credit officer.
November 19, 2021
Central Texas Farm Credit Relocates San Angelo Office to New Building
SAN ANGELO, Texas — Central Texas Farm Credit (CTFC) opened the doors to their new branch office building in San Angelo on November 22.
June 22, 2021
Central Texas Farm Credit Stockholders Re-Elect Finlay and Hinds to Board of Directors
EARLY, Texas — Central Texas Farm Credit (CTFC) stockholders have re-elected Mike Finlay of Lohn and Philip Hinds of Coleman to the rural lending cooperative’s board of directors.
May 4, 2021
Central Texas Farm Credit promotes Tyler Niehues to Loan Officer
San Angelo, Texas- Central Texas Farm Credit (CTFC) recently promoted Tyler Niehues to loan officer in their San Angelo branch office.
April 14, 2021
Central Texas Farm Credit Celebrates Five Years in San Saba Branch Office
SAN SABA, Texas — Central Texas Farm Credit (CTFC) is celebrating its fifth year in the rural lending cooperative’s San Saba branch office.
March 18, 2021
Central Texas Farm Credit Returns $7.2 Million to Customers
EARLY, Texas – Central Texas Farm Credit recently returned $7.2 million in cash patronage refunds to its customers, thanks to the cooperative’s strong financial results in 2020.
March 10, 2021
Farm Credit Associations Join Together to Support Texas Winter Storm Relief
BRYAN, Texas – Farm Credit organizations from across the state and nation partnered together to support relief efforts for rural communities and residents across the Lone Star State.
March 8, 2021
Central Texas Farm Credit Breaks Ground on New San Angelo Office Building
SAN ANGELO, Texas — Central Texas Farm Credit held a groundbreaking ceremony on March 4 at the site of its future San Angelo office.
June 5, 2020
Central Texas Farm Credit Stockholders Re-Elect Halfmann & Lehrmann to Board of Directors
EARLY, Texas ― Central Texas Farm Credit stockholders have re-elected Robby Halfmann of Ballinger and Steven Lehrmann of Sagerton, to the rural lending cooperative’s board of directors.
May 15, 2020
To our Central Texas Farm Credit family.
We want you to know we will remain fully operational and will continue serving you effectively and safely with minimum disruption.
April 15, 2020
Central Texas Farm Credit 2020 Annual Meeting
Due to concerns related to the coronavirus, Central Texas Farm Credit's 2020 Annual Shareholders Meeting will held via teleconference only on Tuesday, May 5, 2020.
March 27, 2020
Mark Jones Named Vice-President, Branch Manager in Early
EARLY, Texas — Central Texas Farm Credit recently hired Mark Jones as its vice-president branch manager in Early. The office serves customers in Brown, Comanche, and Mills counties.
February 28th, 2020
Central Texas Farm Credit Returns $6.8 Million to Customers
EARLY, Texas – Central Texas Farm Credit returned a $6.8 million patronage refund in mid-March to its customers, thanks to the cooperative’s strong financial results in 2019.
June 14, 2019
Harvick Re-elected to Central Texas Farm Credit Board
EARLY, Texas — Stockholders of Central Texas Farm Credit recently re-elected Kenneth Harvick of Comanche to the rural lending cooperative’s board of directors.
June 10, 2019
Central Texas Farm Credit Hires Weldon Bragg
COLEMAN, Texas — Central Texas Farm Credit recently hired Weldon Bragg as a senior relationship manager in the rural lending cooperative’s Coleman office.
June 3, 2019
Longtime Central Texas Farm Credit Branch Manager to Retire July 1
COLEMAN, Texas — Scott Ogden, vice president and branch manager of Central Texas Farm Credit’s Coleman office, will retire on July 1 after 34 years of Farm Credit service.
January 15, 2019
Jim Burkhead Promoted to Loan Officer at Central Texas Farm Credit
SAN ANGELO, Texas — Central Texas Farm Credit has promoted Jim Burkhead to loan officer in the rural lending cooperative’s San Angelo branch office.
January 15, 2019
Central Texas Farm Credit Promotes Chris Jordan to Loan Officer
EARLY, Texas — Rural lending co-op Central Texas Farm Credit has promoted Chris Jordan to loan officer in its Early branch office.
December 20, 2018
Central Texas Farm Credit to Return $6.5 Million to Customers
EARLY, Texas — Central Texas Farm Credit customers will receive a record $6.5 million refund in March 2019...
July 31, 2018
Central Texas Farm Credit Managers Complete Banking Program at SMU
EARLY, Texas — Two Central Texas Farm Credit senior managers recently earned diplomas from the Southwestern Graduate School of Banking ...
June 26, 2018
Central Texas Farm Credit Hires Myia Stewardson
SAN SABA, Texas — Central Texas Farm Credit recently hired Myia Stewardson as a loan officer trainee in the rural lending cooperative’s San Saba branch office.
June 26, 2018
Directors Finlay and Hinds Re-Elected to Central Texas Farm Credit Board
EARLY, Texas — Stockholders of Central Texas Farm Credit recently re-elected Mike Finlay of Lohn and Philip W. Hinds of Coleman...
May 3, 2018
Chris Jordan Promoted to Loan Officer Associate at Central Texas Farm Credit
EARLY, Texas — Central Texas Farm Credit recently promoted Chris Jordan to loan officer associate in the rural lending ...
May 3, 2018
Central Texas Farm Credit Promotes Jim Burkhead to Loan Officer Associate
SAN ANGELO, Texas — Central Texas Farm Credit recently promoted Jim Burkhead to loan officer associate in the rural ...
April 24, 2018
Longtime Central Texas Farm Credit VP/Branch Manager to Retire April 30
EARLY, Texas — Dale Bullinger, vice president and branch manager of Central Texas Farm Credit’s Haskell office, will retire on April 30 after 37 years...
February 16, 2018
Central Texas Farm Credit Promotes Jim Ed Field to Senior Vice President
EARLY, Texas — Central Texas Farm Credit recently promoted Jim Ed Field to senior vice president of lending and credit...
February 16, 2018
Central Texas Farm Credit Promotes San Saba Native
EARLY, Texas — Central Texas Farm Credit recently promoted San Saba native Danna Boswell to loan documentation specialist in the rural lending cooperative’s...
February 13, 2018
Central Texas Farm Credit Promotes Brownwood Native
EARLY, Texas — Central Texas Farm Credit recently promoted Brownwood native Natali Maldonado to cash management specialist in the rural lending ...
February 13, 2018
Central Texas Farm Credit Promotes Wade Polk to Branch Manager
SAN ANGELO, Texas — Central Texas Farm Credit recently promoted Wade Polk to branch manager of the rural lending cooperative’s San Angelo office.
January 24, 2018
Central Texas Farm Credit Promotes Keith Prater to Chief Financial Officer
EARLY, Texas — Central Texas Farm Credit recently promoted Keith Prater to chief financial officer.
December 18, 2017
Central Texas Farm Credit Declares Record $6.3 Million Patronage to Customers
EARLY, Texas — The board of directors of Central Texas Farm Credit, a rural financing cooperative, recently approved the payment of a record $6.3 million cash patronage refund to its customers, based on its solid earnings in 2017.
October 9, 2017
Central Texas Farm Credit Promotes Matthew Iley to Branch Manager
EARLY, Texas — Central Texas Farm Credit recently promoted Matthew Iley to branch manager of the lending cooperative’s Early branch office.
July 17, 2017
Central Texas Farm Credit Promotes Wade Polk to Vice President
EARLY, Texas — Central Texas Farm Credit recently promoted Wade Polk to vice president of lending in the rural financing cooperative’s San Angelo office.
July 3, 2017
Brian F. Meeks Retires After 38 Years of Outstanding Service
After 38 years of outstanding service and dedication to the Farm Credit System, Brian F. Meeks of our San Angelo office, officially retired at the end of June.
June 15, 2017
Kassidy Martin Joins Central Texas Farm Credit’s Haskell Office
EARLY, Texas — Central Texas Farm Credit recently hired Kassidy Martin as a loan officer in the Haskell branch office. This office serves Baylor, Haskell, Jones ...
June 12, 2017
Central Texas Farm Credit Stockholders Re-Elect Board Members
EARLY, Texas — Stockholders of Central Texas Farm Credit have re-elected Robby Halfmann of Ballinger and Steven Lehrmann of Sagerton to the cooperative’s board of directors.
May 5, 2017
Yates Pecan Oil Wins Nationwide Good Food Award
Yates Pecan LLC owners, Pam and Harold Yates, produce pecan oil, pressed pecan meal and other gluten and GMO free products in San Saba, Texas.
April 13, 2017
2017 Stockholders’ Meeting
Central Texas Farm Credit's annual stockholders’ meeting will be held Tuesday, April 25, 2017 at the Brownwood Coliseum in Brownwood, Texas. Registration begins at 6:00pm. There will be a catered meal and cash door prizes. Please let us know if you plan to attend. Call us at 325.643.5563 for more information or to RSVP.
April 5, 2017
Central Texas Farm Credit Employee Jessica Railsback Named Finalist for Texas Farm Bureau Young Leaders Award
Cisco, Texas — Ranch management is a rewarding task. But add challenges ...
January 6, 2017
Just Hired: Credit Analyst in San Angelo
EARLY, TX - Central Texas Farm Credit recently announced the hiring of Jordan Harbin as a Credit Analyst.
December 22, 2016
Central Texas Farm Credit Donation to Update Brown County Fair Association Facilities
Central Texas Farm Credit (CTFC), a rural lending cooperative with headquarters in Early, recently donated $20,000 to the ...
December 19, 2016
Central Texas Farm Credit Declares Record $6 Million Patronage to Customers
The board of directors of Central Texas Farm Credit, recently approved the payment of a record $6 million ...
December 14, 2016
Central Texas Farm Credit Stockholders Participate in 2016 Farm Credit Young Leaders Program
Bryan and Carrie Morris of De Leon, Texas, recently saw firsthand how Farm Credit helps rural communities and agriculture thrive.
May 27, 2016
Harvick Reelected to Central Texas Farm Credit Board of Directors
Central Texas Farm Credit directors are the governing voice of the Association, acting to represent the best interests of shareholders. Recently, shareholders ...
April 4, 2016
The New Look of Central Texas Farm Credit
Don’t let our new look fool you—
We’re the same people with a brand new look. This summer, Farm Credit will celebrate 100 years of support ...
March 30, 2016
2016 Stockholders' Meeting
Central Texas Farm Credit's annual stockholders’ meeting will be held Tuesday, April 26, 2016 at the Bill Franklin Center in Coleman, Texas...
March 2, 2016
Central Texas Farm Credit Names New Vice President of Credit Analysis
Central Texas Farm Credit recently promoted Wade Polk to Vice President of Credit Analysis of the Coleman based lending institution...
February 8, 2016
Central Texas Farm Credit Promotes Jeff Bedwell to Branch Manager
Central Texas Farm Credit recently promoted Jeff Bedwell to branch manager of the Brady based lending institution...
January 14, 2016
Central Texas Farm Credit Declares Record $5.6 Million Patronage to Customers
The board of directors of Central Texas Farm Credit, a rural financing cooperative, recently approved the payment of a record $5.6 million cash patronage refund to its customers...
November 23, 2015
Central Texas Farm Credit Stockholders Participate in 10th Annual Farm Credit Young Leaders Program
John and Myia Stewardson, member-borrowers of Central Texas Farm ...
July 1, 2015
Central Texas Farm Credit to construct new office building in Early, Texas
Central Texas Farm Credit, a member of the Farm Credit system, has announced plans to build a new corporate headquarters and branch office building in Early, Texas...
June 2015
Finlay and Hinds Reelected to Central Texas Farm Credit Board of Directors
Each year, shareholders vote to elect their peers to serve Central Texas Farm Credit and continue to advance the Farm Credit’s mission to provide financing for...
April 2015
2015 Annual Stockholders' Meeting
The Annual stockholders’ meeting for Central Texas Farm Credit will be held Tuesday, April 28, 2015 at the Bill Franklin Center in Coleman, Texas. Registration begins at 6:30pm...
March 2015
Central Texas Farm Credit Declares Record $5.2 Million Cash Patronage
COLEMAN, Texas — The Central Texas Farm Credit Board of Directors recently approved the payment of $5.2 million in cash to customers through its patronage...
May 2014
Central Texas Farm Credit Stockholders Elect Board Directors
COLEMAN, Texas - Stockholders of Central Texas Farm Credit recently re-elected Mike Finlay of Lohn, Texas, and Robby Halfmann of Ballinger, Texas, to the cooperative’s...
April 2014
2014 Annual Stockholders' Meeting
The Annual stockholders’ meeting for Central Texas Farm Credit will be held Tuesday, April 22, 2014 at the Bill Franklin Center in Coleman, Texas. Registration...
June 2013
Kenneth Harvick Re-Elected to the Central Texas Farm Credit Board of Directors
COLEMAN, Texas — The Stockholders of Central Texas Farm Credit have re-elected Mr. Kenneth Harvick to serve a three year term on the Board of Directors. He has served...
June 2011
Central Texas Stockholders Participate in Farm Credit Young Leaders Trip
COLEMAN, TX - Adam and Michele Holik of Wall recently learned about the role they can play in shaping the policy ...
