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Rural & Country Home Loans in Texas
Rural & Country Home Loans in Texas

Rural Home Loans in Texas | Country Home Loans

Dreaming of open spaces, clean air and a peaceful, laid-back lifestyle? With a country home loan from Central Texas Farm Credit, your dreams can become reality.

Our rural housing loan experts specialize in financing land purchases, large and small. From home improvements to equipment loans, construction or refinancing, we can finance everything you need for your land and your lifestyle. No other lender understands rural living like Central Texas Farm Credit.

We maintain and service every rural property loan for the life of the loan — no exceptions. Central Texas Farm Credit has specialized in rural financing for over 100 years, and you can count on us to know the ins and outs of rural home loans.

Like us, our customers love living in rural areas because of the slower pace of life. But that’s not the only reason to get a home loan for a rural area property. Upfront construction costs are much more affordable in these areas. Additionally, you can typically find much more spacious land with no noisy neighbors or sounds of the city within earshot.

If you’re looking for an agricultural home loan in Central Texas, CTFC is the business you can trust.


  • Fixed and variable interest rates
  • Quick and local loan decisions
  • Low closing costs
  • Financing for homes with acreage—our specialty
  • Loans for landscaping and remodeling
  • No prepayment penalty
  • Pre-approval
  • Refinancing
  • Lines of credit

It pays to do business with us.

When you do business with Central Texas Farm Credit, you become an owner. That means you share in our cooperative success in the form of a cash patronage refund.

Contact CTCF to learn more about qualifying for a rural housing development loan in Texas.

We make it easy for you.

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