Rural Home Loans in Texas | Country Home Loans
Rural Home Loans in Texas
Dreaming of open spaces, clean air, and a peaceful, laid-back lifestyle? If you aspire to own a farm home where you and your family can enjoy the tranquility of the fresh country air nestled in a quaint small town in Texas, a country home loan from Central Texas Farm Credit can make your dream a reality.
Rural Home Building Loans
Our experts specialize in rural loans in Texas, financing land purchases large and small. From home improvements to equipment loans, construction or refinancing, we provide everything you need for country living in the Texas Hill Country, including:
- Build your dream home in the country
- Starting a small farm
- Expanding your ranch
- And more
As your neighbors in Central Texas, we are confident that no other lender understands the meaning of rural and country living like Central Texas Farm Credit.
Experts in Rural Property Loans in Texas
We offer guaranteed loans, so you don’t have to worry about your loan being sold. We maintain and service every rural property loan for the life of the loan—no exceptions. Central Texas Farm Credit has specialized in rural financing for over 100 years, and you can count on us to know the ins and outs of rural home loans.
Your Farm Credit Construction Loan Is Just A Phone Call Away
Like us, our customers love living in rural areas because of the slower pace of life. But that’s not the only reason to get a home loan for a rural area property. Rural construction loans provide upfront construction costs that are much more affordable in these areas.
Additionally, you can typically find much more spacious land with no noisy neighbors or sounds of the city within earshot, low crime rates, and great schools. With Central Texas Farm Credit, your farm home loan is the first step to your new country life.
Agricultural Home Loans in Central Texas
If you’re looking for an agricultural home loan, Central Texas Farm Credit is the business you can trust. We are an equal housing lender offering:
- Fixed and variable interest rates
- Quick and local loan decisions
- Low closing costs
- Financing for homes with acreage—our specialty
- Loans for landscaping and remodeling
- No prepayment penalty
- Lines of credit
It pays to get a country home loan with Farm Credit Services.
Unlike the department of agriculture USDA loans, there is no income limit to our loan programs. If you’re approved for a loan, you become a partial owner in our cooperative business model whether you’re a low, high, or moderate-income borrower.
Also unlike USDA rural development, when you do business with Central Texas Farm Credit, you share in our success through a cash patronage refund, regardless of income or credit score.
You become an owner. That means you share in our cooperative success in the form of a cash patronage refund.
Contact Central Texas Farm Credit to learn more about qualifying for a rural housing development loan in Texas.
We make it easy for you.
What to Expect Following Your Approved Mortgage Loan Application