Products & Services
Products & Services

Recreational Property Loans

Central Texas Farm Credit finances (and refinances) land purchases for full-time farmers and weekend ranchers alike. Hunting ranches, waterfront properties, family cabins — we finance them all. Ready to make improvements to land you already own? We finance land improvements such as building fences and brush clearing.

As the local experts in agriculture and rural lending, our experienced staff can make quick loan decisions and get to closings fast.

We offer competitive interest rates and our loans can be tailored to fit any situation, not a one size fits all.


  • Fixed and variable interest rates
  • Quick and local loan decisions
  • Low closing costs
  • Terms from 1 to 30 years
  • No prepayment penalty
  • Monthly, quarterly, semi-annual and annual payment options
  • Quick credit decisions
  • Refinancing
  • Lines of Credit
  • Pre-approval

It pays to do business with us.

When you do business with Central Texas Farm Credit you become an owner. That means you share in our cooperative success in the form of a cash patronage refund.