Products & Services
Products & Services

Farm and Ranch Loans

Central Texas Farm Credit real estate loans are among the most competitive you’ll find — and the most flexible. Whether you’re buying land, equipment replacement, expansion, or making improvements — we can finance (or refinance) them all.

We support your operation in good and bad times, and there’s no one who knows agriculture better.


  • Fixed and variable interest rates
  • Quick and local loan decisions
  • Low closing costs
  • Terms from 1 to 30 years
  • No prepayment penalty
  • Monthly, quarterly, semi-annual and annual payment options
  • Refinancing
  • Lines of credit
  • Pre-approval

It pays to do business with us.

When you do business with Central Texas Farm Credit, you become an owner. That means you share in our cooperative success in the form of a cash patronage refund.