Lines of Credit

Central Texas Farm Credit understands what it takes to run your farm or ranch. Easy, fast and convenient — everything you expect from a lending expert.

What is a line of credit?

  • Money is there when you need it; no scrambling for financial statements or stress waiting on loan approval.
  • You only pay interest on amounts outstanding; payments can be scheduled monthly, quarterly, semi-annually or annually to align with your cash flow.
  • Make draws up to the pre-approved amount; revolving lines of credit allow for re-payment and renews the balance available for future borrowing.

Use an operating line of credit for:

  • Farm and ranch operating needs
  • Land improvements
  • Country home and/or building construction 
  • Livestock purchases
  • Agribusiness needs
  • And more!

It pays to do business with us.

When you do business with Central Texas Farm Credit, you become an owner. That means you share in our cooperative success in the form of a cash patronage refund.