Administration Office

Zach May was named chief executive officer of Central Texas Farm Credit in July 2023. Previously, he served as CTFC's chief operating officer for 12 years. Zach has a long history with the Farm Credit System, where he's held positions such as senior credit analyst and operations manager. He also spent more than three years as an examiner with the Farm Credit Administration. Zach has a bachelor’s degree in international affairs and a master’s degree in public policy, both from Texas A&M University. He also is a graduate of the Southwestern School of Banking. Zach, along with his wife and three children, resides in Brownwood, Texas. In his spare time, he enjoys hunting, fishing, and golf.

Travis McKinney was named EVP/Chief Lending and Operating Officer of Central Texas Farm Credit in July 2023. Previously, he served the association as chief lending officer. Travis holds a bachelor’s degree in agricultural services and development from Tarleton State University. He also is a graduate of the Southwestern Graduate School of Banking. Travis hails from Stephenville, Texas, where his family has lived for about 100 years. Involved with agriculture since he was five years old with his dad, Travis had his first herd of cows at age 17. Travis is a past president of the Comanche Kiwanis Club, serving from 2005 to 2006. He enjoys sports, racing, and, most of all, attending his children’s activities.

Keith Prater became Central Texas’ chief financial officer in 2018, when he was promoted from controller, a position he held for three years. Previously, he was controller at Durham Pecans in Comanche, Texas, and was a commercial credit analyst and loan officer in Fort Worth, Texas. He is a graduate of the University of Texas at Arlington, where he earned two bachelor of business administration degrees, one in accounting and one in finance. Keith grew up in an ag family, and says that his hobby is his small cow-calf operation, which takes up much of his weekends. His parents continue to run cattle and a custom hay-baling operation. Keith, his wife, and three children live in Comanche, Texas, where he serves as treasurer of the Comanche County Historical Museum.

Jim Ed Field was named Central Texas Farm Credit's chief credit officer in 2022. Previously, he served the association as senior Vice President of lending and credit. Jim Ed holds a bachelor's degree in agricultural development from Texas A&M University and a master's in agricultural and applied economics from Texas Tech University. He is also a graduate of the Texas Agricultural Lifetime Leadership Program (TALL). Jim Ed has been in agricultural lending since 2000, spending all but six years in the Farm Credit System. Jim Ed and his wife live in Abilene. In his spare time, Jim Ed enjoys traveling and spending time with his family. He especially enjoys trips to see his adult children and grandchild.

Vickie Ratliff joined the Central Texas Farm Credit team in 2018. A native of Brown County for most of her life, Vickie has always been part of the agricultural industry, whether helping her grandparents work cattle on their ranch or barrel racing during her youth. She highly respects the hard-working individuals who feed the world against all odds. When Vickie is not in the office, she enjoys spending time with her family.

Chris Tanner joined the Central Texas Farm Credit team in 2016, bringing with her a strong background in agriculture and business. A native of Corpus Christi, Texas, Chris was actively involved in Calallen FFA during her youth, where she developed a lifelong appreciation for agriculture and leadership. She earned her degree in Business Administration and Marketing from the University of Houston. Today, Chris and her husband live in Comanche County, where they operate a small cow/calf operation and grow hay. Outside of work, Chris is an avid traveler who finds inspiration in exploring new cultures and landscapes. Whether hiking through national parks or discovering hidden gems off the beaten path, she enjoys capturing the beauty of her adventures through photography.

Landon Brush joined the Central Texas Farm Credit team in 2024. A resident of Blanket, Texas, Landon attended Howard Payne University, receiving a degree in accounting. Landon and his wife have two kids who keep them busy with sports activities. He loves spending time with his family, particularly outdoors. In his spare time, Landon enjoys coaching and helping with youth sports. He also runs a small herd of cattle as a hobby.

Natali Lawson joined the Central Texas Farm Credit team in 2016. A Brownwood native, Natali attended Howard Payne University, where she received a Bachelor of Business Administration and a Master of Business Administration. She is a member of the Early Ambassadors program. Natali enjoys reading, hanging out with her family, and working out.

Devin Coyle joined the Central Texas Farm Credit team in 2020. A native of Brown County, Devin enjoys antiquing and traveling.

Shannon Davis joined the Central Texas Farm Credit team in 2020. Her favorite part about working for CTFC is being part of an association that cares about its employees and stockholders. Shannon loves being outdoors, especially when she can watch hummingbirds and cardinals. She also enjoys crocheting and loves to make jelly.

Jennifer Hartman joined the Central Texas Farm Credit team in 2018. A native of Cross Plains, Texas, Jennifer received a Bachelor of Arts in Political Science from Texas A&M University. Additionally, she holds a master’s degree in personal financial planning and a Doctor of Jurisprudence from Texas Tech University. In Jennifer’s spare time, she enjoys remodeling houses and baking.

Laurel McGuire joined the Central Texas Farm Credit in 2020 with 12 years of Farm Credit experience. Six of those years were with Central Texas Farm Credit when it was known as the Federal Land Bank Association of Texas, FLCA. A native of Brownwood, Laurel is a former United States Navy service member. She volunteers at her church and contributes to the Homeless Ministry in Waco, Texas. Laurel is a big Dallas Cowboys and Brownwood Lions fan! She enjoys reading, gardening, antiquing, hiking, working out, dancing, and DIY projects in her new house. Laurel also enjoys keeping up with her two grandsons and their activities.

Marcie Dewell joined the Central Texas Farm Credit team in 2019. A resident of May, Texas, Marcie helps run her family’s cattle ranch in Brown and Comanche counties. Her favorite part about working at CTFC is the positive atmosphere while working with great co-workers. Marcie enjoys spending time with her family, arrowhead hunting, and traveling.

Colleen Friar joined the Central Texas Farm Credit team in 1997 when it was known as the Brady Land Bank. Colleen grew up on her family’s cattle ranch and was involved in 4-H and FFA, exhibiting steers and heifers. She graduated from Sul Ross State University with a degree in business. Colleen and her husband reside in Brady, where they raise show cattle. In her free time, Colleen enjoys gardening, being outdoors, and going on adventures with her granddaughter.

Kay Martinez joined the Central Texas Farm Credit team in 2007. A native of Brownwood, Kay attended Howard Payne University and received a BBA in business management. Kay’s favorite part about working at CTFC is helping stockholders succeed and establishing friendships with her co-workers.

Wendy McGilvray joined the Central Texas Farm Credit team in 2007 with seven years of Farm Credit experience. Wendy grew up in the Fort Worth area. She loves the family atmosphere at CTFC and enjoys knowing she played a small part in helping people make their dreams come true. Wendy is a member of the Daughters of the American Revolution and loves to landscape, travel, remodel older homes, listen to live classical symphonic music, and read.

Kathryn Walker joined the Central Texas Farm Credit team in 2018. A Brownwood native, Kathryn attended Coastal Carolina University, where she received a Bachelor of Science in Business Administration in Finance with a concentration in wealth management. Her favorite part about working for CTFC is connecting with and helping customers while establishing friendships with co-workers. Kathryn enjoys being creative and road trips.

Tara Beck joined the Central Texas Farm Credit team in 2025 with two years of ag lending experience. A native of Brown County, she grew up in the ag industry, where her family raised market show lambs. Tara was involved in 4-H and FFA, participating in livestock shows and judging contests. She graduated from Texas A&M University with a Bachelor of Science in Animal Science and a minor in agricultural economics. She and her family operate a commercial Dorper sheep operation. Tara enjoys spending time with her family, being outdoors while walking with her dogs, and trying new restaurants.

Landri Garcia joined the Central Texas Farm Credit team in 2020. A native of Tolar, Texas, Landri was involved in FFA during her youth and exhibited steers and pigs. She attended Tarleton State University and received a Bachelor of General Studies in Education. Landri and her family raise show cattle and are involved with local, major, and national livestock shows. She enjoys hanging out with her friends and family in her spare time.

Erica Gerstenberger joined the Central Texas Farm Credit team in 2021. A native of Brady, Erica’s family is involved in the farming and ranching industry. She has spent lots of time working cattle, goats, and sheep. Erica attended Angelo State University and received a degree in social work. She enjoys cooking, fishing, gardening, and going to the farmer’s market. Erica and her husband love being outdoors with their children.

Rachael Sides joined the Central Texas Farm Credit team in 2014. A Comanche County native, Rachael grew up in a farming and ranching family that still operates today. Her sons are now involved with the hay, cattle, and farming operation. Rachael attended Central Texas Commercial College and received her paralegal and executive administrative certificates. The best part of her job is being able to help local farmers and ranchers make their dream a reality. Rachael enjoys horseback riding, swimming, reading, long road trips, gardening, and spending time with her friends and family.

Jordan Harbin started his career as a college intern with Central Texas Farm Credit in 2014. In 2017, he joined the Central Texas Farm Credit team as a full-time employee. A Georgetown, Texas native, Jordan exhibited pigs, steers, and heifers during his youth. Jordan attended Angelo State University and received his Bachelor of Science in Ag Business and a Master of Business Administration. Jordan enjoys fishing, golfing, and being outdoors.

Keri Stuart joined the Central Texas Farm Credit team in 2016. A native of Rochelle, Keri graduated from Angelo State University with a BBA in accounting. She and her husband own a small cattle operation in Richland Springs, Texas. Keri loves being outdoors, specifically when camping, fishing, hunting, and hiking are involved. She also enjoys spending time with friends and family and traveling to new places.

Danna Boswell joined the Central Texas Farm Credit team in 2015. A native of San Saba, Danna grew up spending time with her grandparents, who ran a cattle operation. She and her husband, Matthew, have two daughters. Danna enjoys being a chicken hobbyist, DIY projects, cooking, and engaging in activities her daughters enjoy.

Kaci Keith joined the Central Texas Farm Credit team in 2013. A Mason, Texas native, Kaci grew up on her family's cattle ranch. She was involved in 4-H and FFA exhibiting steers and lambs at Texas major stock shows. To this day, she still helps her dad with the family ranch. Kaci received a bachelor's degree in agricultural business from Sam Houston State University. In Kaci's spare time, she enjoys outdoor activities and spending time with friends and family.

Brandy Leek joined the Central Texas Farm Credit team in 2020. She has been in the banking and lending business for 15 years, with seven of those years part of the Farm Credit System. Brandy and her family are residents of Hamlin and own a cattle operation. Brandy’s hobbies include spending time with her family and shopping.

Ava Antolik joined the Central Texas Farm Credit team in 2025. She grew up helping her family on their ranch outside Walburg, Texas and competed in rodeos during high school and college. Ava, a resident of San Saba, graduated from Texas A&M University with a degree in agribusiness. After college, she worked for the Farm Service Agency as a loan officer in Minnesota for over four years.

Shayla Clemons joined the Central Texas Farm Credit team in 2021. A native of Comanche, Shayla exhibited pigs at Texas major stock shows growing up, along with a few Angora goats. She and her significant other have four kids. Shayla is part of the Newburg Area Predator Association and helps with Steve Clemons Deer Hunters’ Chili Supper hosted by the Comanche Chamber of Commerce. Shayla and her family enjoy hunting and traveling. In her spare time, she enjoys gardening, flowers of all kinds, crafting, and photography.

Allie Garcia joined the Central Texas Farm Credit team in February 2025. Originally from Bangs, Texas, Allie now resides in Brownwood. She earned her degree in Natural Resources Management, with a concentration in Ranch Management, from Texas Tech University. Growing up, Allie was deeply involved in FFA, participating in every event possible. She showed pigs, steers, heifers, and rabbits, and also took part in land judging, public speaking, and chapter conducting. Allie is passionate about the outdoors and enjoys exploring, hunting, and cooking delicious meals for her family. Her loyal mini-Aussie is always by her side, ensuring that dinner tastes just right.